Insurance Services

Need to get your Jewelry Insured?

Visit our Jewelers Mutual page for more information and to click for a free insurance quote.

Jewelry Replacement Service

In the event that you need your jewelry replaced, filing an insurance claim is easy to do with the help of your Ramsey's Diamond Consultant. We will work directly with the insurance provider to repair or replace your item as quickly as possible, and in most cases payment is made directly to Ramsey's. You can rest assured that your treasured jewelry items will be well taken care of by a name you can trust.

Ramsey's Jewelry Replacement Team guarantees that you will receive prompt and courteous attention from knowledgeable friendly Replacement Experts. Once assigned, the Ramsey's Replacement Process begins immediately. We will work with the insured and the insurance adjuster and maintain constant communication throughout the entire process. Upon completion, appraisals, photographs and release documents will be forwarded to the insured and adjuster to successfully close the file.

Insurance companies and have trusted and relied on Ramsey's for replacements for many years. They know that exact pricing and quality grading are two important factors which they can always rely on with the experts at Ramsey's.

Damage Reports

Ramsey's provides detailed Damage Reports with photographs to assess the damage to jewelry, timepieces, broken or chipped diamonds and gemstones. All reports contain diminished value calculations for accurate claim settlement.

Repair & Restoration

Our in-house experienced Master Goldsmiths repair and restore all types of fine jewelry. Our Master Engraver can also restore all types of hand engraved/etched designs. Ramsey's Restoration Services can recut and polish damaged diamonds or gemstones. Services also include diamond and gemstone matching of missing stones in existing jewelry including earring matches.

Gem Recutting

Our Gem Recutting Department can recut damaged diamonds or gemstones to yield the maximum recut weight. Inspections and reports prior to recutting are always provided at a no fee as a courtesy. All recut gems are accompanied with Diminished Value Reports including “before” and “after” digital photographs.

Jewelers Mutual Personal Jewelry Insurance

Ramseys' Diamond Jewelers has partnered with Jewelers Mutual Insurance Company to provide you with information about the benefits of insuring your new jewelry with their personal jewelry insurance policies.

Your favorite pieces of jewelry reflect who you are and connect you to special moments with the ones you love. Jewelers Mutual Insurance Company – the only company specializing exclusively in jewelry insurance in the US and Canada – offers personal insurance to safeguard your treasured keepsakes and protect the cherished memories each item represents. We believe you deserve a professional, informative jewelry insurance experience as satisfying as the excitement you felt when making your jewelry purchase.

Personal Insurance Advantages:

Comprehensive coverage that goes beyond ordinary homeowners insurance.
Worldwide protection against jewelry loss, damage, theft and mysterious disappearance.
Flexibility to work with your own jeweler (others may make you work within their network).
Graduate Gemologists (GIA) on staff whose passion and specialty is jewelry.

Visit our Jewelers Mutual page for more information and to click for a free insurance quote. If you have any questions, please call Jewelers Mutual toll-free at (888) 884-2424. Be sure to designate Ramsey's Diamond jewelers as your jeweler by referencing jeweler code A00453.

You must be a U.S. Or Canadian resident age 18 years or older to apply. This program is not available in Quebec. Jewelers are not licensed agents for Jewelers Mutual Insurance Company and cannot sell or recommend insurance. Jewelers Mutual is an alternative to other insurance companies you may be considering. Insurance coverage is not guaranteed and subject to underwriting guidelines and application approval.