Flexible Financing & Layaway

NO INTEREST for 12 Months

NO MONEY DOWN

If paid in full within 12 months.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 12 month period.  Regular monthly payments required. Subject to credit approval.  See store for details. (1)

NO INTEREST for 6 Months
NO MONEY DOWN

If paid in full within 6 months.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 6 month period.  Regular monthly payments required. Subject to credit approval.  See store for details. (1)

How to Apply

Visit Ramsey's Diamond Jewelers OR Text us now!

It is a very quick application, and in most cases you will have an instant answer.  In-Store & Mobile application available.

It is a convenient and easy way to pay for all of your Ramsey's purchases with benefits that include:

• Immediate access to a revolving line of credit upon approval
• Quick credit decisions
• Ability to make repeat purchases
• Convenient monthly payments
• Easy-to-use online bill payment options
• We work with multiple lenders to give you more options to purchase the ring of your dreams!

Co-Signers are welcomed.

Build your good credit now!

LAYAWAY

Ramsey’s offers a 6 month layaway plan on items up to $3499, and a 4 month layaway plan on items $3500 & up.  20% down payment and minimum monthly payments required. Down payment and minimum monthly payments are calculated before trade ins. See store for details.* 

Other Payment Options:

CREDIT & DEBIT CARD

Ramsey's accepts most major credit cards

PAYPAL

CASH & CHECK

¹ The Wells Fargo Jewelry Advantage® credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 11/10/2022 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2022.  

² The Wells Fargo Jewelry Advantage® credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. The special terms APR of 9.99% will apply to the qualifying purchase, and 60 monthly payments equal to 2.1378% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 11/10/2022 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2022.